I Know What I Want....Trust Me.

So recently I have been learning a lot about financial planning etc. And one something that really caught my eye were mutual funds. I am reading this book and it said pretty much that I should be a millionaire already at my age, and if I am not, then I should get a mutual fund so that I can eventually be a millionaire in 10+ years. So I started to research mutual funds and I called up Norm (cause in all honesty I think Norm knows what he is doin' in life). Anyway so I hit up the Edward Jones place in logan to go see what I needed to do to get things in order for a mutual fund. The guy talked to me for around 2 hours about stuff that I generally already knew and I kept telling him what I wanted and asked him some questions. Eventually I thought that we were on the same page, and he handed me some documents to start signing. As I was signing them I realized that It was a form for a ROTH IRA. From what I have learned anything IRA is a retirement fund. (the last thing that I wanted.) So I asked, "uh, ROTH IRA? what am I doin signing this?" He said, "oh its what you want, its a good thing." So after our meeting I call up my dad (cause my dad has the answers to most questions or atleast has a whole bunch of common sense.) He said that this guy was lame and that we should just do it by ourselves. (which in most cases I think my dads answer to everything is "do it yourself". That is why I grew up with a lot of "fix me ups" fixed up with either duct tape or wire.) Anyway the point of the story is that I sat there for 2 hours telling this guy exactly what I wanted and he just ignored it cause he didnt believe me that a plain mutual fund is what I wanted. Its annoying cause I deal with it all the time, I go get my hair cut, and tell the lady exactly what I want and after she is done I am left with something totally different and a whole bunch of excuses of why she cut it that way and that this is really the haircut that I wanted. I apparently just lied to her and myself, and in the Edward Jones case I was lying too. Anyway, super annoying.